← Back to I.V.Y

Terms of Service

Last updated: 3 July 2026

These Terms govern your use of I.V.Y (https://ivytech-ai.com), including the desktop application and paid subscriptions. By creating an account or subscribing, you accept these Terms.

This service is operated by <strong>SIC Solutions</strong> (I.V.Y), registered with the Netherlands Chamber of Commerce (KVK) under number 75285398, Den Haag, Netherlands · VAT NL002275142B10 · ivytech.ai@gmail.com · +31 6 33100368.

1. Purpose & acceptance

These Terms form a binding agreement between you and the operator of I.V.Y. If you do not accept them, please do not use the service.

2. The service

I.V.Y is an AI desktop assistant (Ivy) with an optional deep-analysis engine (Vektor) plus productivity and market tools. The service is provided on an "as is" and "as available" basis and may evolve; we aim for high availability but do not guarantee uninterrupted access.

3. Account & access

You must provide accurate information and keep your credentials secure. A linked Steam account is required to purchase. You are responsible for all activity under your account.

4. Subscriptions & billing

Paid plans are billed through Stripe. By subscribing you agree that:

5. Cancellation & refunds

You may cancel a subscription at any time; access continues until the end of the paid period. See our Refund & Cancellation Policy for full details.

6. Acceptable use

You agree not to misuse the service, bypass usage limits or security, resell access, or use it for unlawful purposes. We may suspend accounts that breach these Terms.

7. AI outputs — not professional advice

Ivy and Vektor generate AI content that may be inaccurate. Market analysis, signals, indicators, the risk calculator and alerts are provided for information and educational purposes only and DO NOT constitute financial, investment, legal, tax or other professional advice. Trading and investing involve a substantial risk of loss. You are solely responsible for your decisions.

8. Intellectual property

The software, brand and content remain the property of the operator. You receive a personal, non-transferable licence to use the service under these Terms; content you create with the app remains yours.

9. Liability

To the extent permitted by law, the service is provided without warranty and our liability is limited to the amount you paid in the last 12 months. We are not liable for indirect damages or for losses arising from AI outputs or market decisions.

10. Changes

We may update these Terms; material changes will be notified. Continued use after a change means you accept it.

11. Governing law & disputes

These Terms are governed by the laws of the Netherlands, where SIC Solutions is established. Consumers keep the mandatory protections of their country of residence. EU consumers may use the EU ODR platform.