Last updated: 3 July 2026
These Terms govern your use of I.V.Y (https://ivytech-ai.com), including the desktop application and paid subscriptions. By creating an account or subscribing, you accept these Terms.
These Terms form a binding agreement between you and the operator of I.V.Y. If you do not accept them, please do not use the service.
I.V.Y is an AI desktop assistant (Ivy) with an optional deep-analysis engine (Vektor) plus productivity and market tools. The service is provided on an "as is" and "as available" basis and may evolve; we aim for high availability but do not guarantee uninterrupted access.
You must provide accurate information and keep your credentials secure. You are responsible for all activity under your account.
Paid plans are billed through Stripe. By subscribing you agree that:
You may cancel a subscription at any time; access continues until the end of the paid period. See our Refund & Cancellation Policy for full details.
You agree not to misuse the service, bypass usage limits or security, resell access, or use it for unlawful purposes. We may suspend accounts that breach these Terms.
The software, brand and content remain the property of the operator. You receive a personal, non-transferable licence to use the service under these Terms; content you create with the app remains yours.
To the extent permitted by law, the service is provided without warranty and our liability is limited to the amount you paid in the last 12 months. We are not liable for indirect damages or for losses arising from AI outputs or market decisions.
We may update these Terms; material changes will be notified. Continued use after a change means you accept it.
These Terms are governed by the laws of the Netherlands, where SIC Solutions is established. Consumers keep the mandatory protections of their country of residence. EU consumers may use the EU ODR platform.
Any holder of a verified account may become a partner and receive a personal link. A customer is linked to the partner if their account is created within 30 days of the first click on that link (the first link clicked prevails); a customer can be referred only once. The commission equals one month of the plan paid (price listed at the time of payment); it is approved 60 days after the first payment if the customer is still subscribed, and cancelled in case of refund, dispute or cancellation before that time. Performance bonuses (+€10 per approved referral from the tenth of the month, +€25 from the twenty-fifth) may be added. Commissions are financed by a monthly fund equal to 20% of active subscriptions; when it is exhausted, approvals are carried over to the following month in order of seniority. Payment is made by bank transfer or PayPal, once a month, from €30 accumulated, to the details provided by the partner. The following are prohibited: self-referral, fake accounts, misleading advertising, unsolicited canvassing and any use of the IVY brand suggesting an employment relationship; in case of breach, the partner account is closed and unpaid commissions cancelled. The partner acts independently and declares their own income. IVY Tech may modify or end the programme with one month's notice; commissions already approved remain due.